PLEASE SCROLL DOWN AND READ THESE TERMS OF USE IN THEIR ENTIRETY BEFORE YOU USE THE SITE.

 

These Terms of Use, together with our Privacy Policy, which is hereby incorporated by reference (collectively, these “Terms of Use”), govern your use of this website owned and operated by Cifer strategies, including any Content (as defined below), functionality and services offered on or through the site. Cifer is an independent research provider sharing analysis and views therefore information shared does not constitute as personal investment advice. By accessing or using the Site, you signify that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree to any of these Terms of Use, you may not use or access (or continue to access) the information provided.

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1. Research Materials.

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The material provided on the publicly available sections of the site, and the materials accessible to users who are subscribers, constitute as general financial newsletters which do not offer personalised investment advice attuned to any specific portfolio or any person’s particular needs. The analysis published on the site or in the materials provided to subscribers via regular market newletters or the members area do not constitute as personalised investment advice but rather the opinions of Cifer analysts, any persons wishing to act upon the publications do so at their own risk; Cifer will not accept liability for losses incurred as a result of information shared as past performance does not guarantee future returns. Money you are risking should not alter the stability of the your financial position in the event of monetary losses.

 

YOU SHOULD SEEK THE ADVICE OF REGISTERED INVESTMENT ADVISOR IF YOU WISH TO ACT UPON ANY OF THE INFORMATION WE SHARE.

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2. Registration.

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(a) In order to access our proprietary content, you will have to create a Site account and purchase a subscription. When you create your account, you must provide accurate and complete information, and keep that information up to date. You are solely responsible for maintaining the confidentiality of your user name and password and for any and all activities (including purchases) that are conducted through your account. Further, you are responsible for any fees or charges incurred to your account by accessing the Site through an Internet access provider or other third party service. You may never use another subscriber’s account, or permit any unauthorized third parties to use your account, without permission from Cifer.

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(b) By providing Cifer with your email address you consent to our using the email address to send you Site-related notices, including any notice required by law. We may also use your email address to send you other messages, including changes to the Site features and special offers. If you do not want to receive such email messages, you may opt out by sending an email message to ?. Opting out may prevent you from receiving email messages regarding updates, improvements, or special offers.

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4.  Refund Policy.

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Cifer do not provide refunds for initial orders and recurring monthly payments.

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5. Limitations on Use.

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(a) Subject to these Terms of Use, you are hereby granted a non-exclusive, nontransferable, limited, personal license to use the Site. Fairlead reserves all rights not expressly granted herein in the Site and its Content. Fairlead may terminate this license at any time for any reason or no reason.

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(b) The content available through the Site, including, without limitation, software, images, text, newsletters, reports, charts, graphics, illustrations, logos, patents, trademarks, service marks, copyrights, photographs, audio, videos and music (the “Content”), and all Intellectual Property rights (as defined below) related thereto, is our property or the property of our licensors and is protected by copyright and other intellectual property laws. You may display or print the Content for your personal, non-commercial use only. The Site and the Content were developed, compiled, prepared, revised, selected, and arranged by Fairfield, its affiliates, and others (including certain information sources) (individually and collectively, “IP Rights Holders”) through the application of methods and standards of judgment developed and applied through the expenditure of substantial time, effort, and money and constitute valuable intellectual property of the IP Rights Holders, and you acknowledge and agree that you have no ownership rights in or to the Site or the Content and that no such rights are granted to you by use of the Site or under these Terms of Use. You agree to protect the proprietary rights of the IP Rights Holders during and after your use of the Site and the Content. You shall honor and comply with all written requests made by IP Rights Holders to protect their contractual, statutory, and common law rights in the Site and the Content with the same degree of care used to protect your own proprietary rights, which in no event shall be less than reasonable efforts.

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(c) Cifer shall retain all rights to all Content comprising or included in the Site. The granting of this license does not affect the ownership of any data or materials, whether tangible or intangible. For the purposes of these Terms of Use, “Intellectual Property Rights” means all patent rights, copyright rights, mask work rights, moral rights, rights of publicity, trademark, trade dress and service mark rights, goodwill, trade secret rights and other intellectual property rights as may now exist or hereafter come into existence, and all applications therefore and registrations, renewals and extensions thereof, under the laws of any state, country, territory or other jurisdiction.

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(d) You agree not to sell, publish, license, rent, modify, distribute, copy, reproduce, transmit, retransmit, publicly display, adapt, edit, create derivative works from, or otherwise provide access to the Content any other materials created by Quantum to any third party without Quantum's prior written consent.  

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(e) You agree not to create abstracts from, scrape, frame, or display headlines from our Content for use on another website or service. Without limiting the generality of this section, you agree not to post any Content from Cifer to newsgroups, mail lists or electronic bulletin boards, without our written consent.

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(f) To request consent for uses of the Content and the Site not expressly permitted by these Terms of Use, please contact Cifer customer service at info@ciferstrategies.com.

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(g) You agree not to use the Site for any unlawful purpose. We reserve the right to terminate or restrict your access to the Site at any time and without notice if, in our opinion, your use of the Site may violate any laws, infringe upon another person’s rights or violate the terms of this Agreement. Also, we may refuse to grant you a user name that impersonates someone else, is protected by trademark or other proprietary right law, or is vulgar or otherwise offensive.

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(h) You shall not use any of Cifer or its affiliates’ trademarks, trade names, or service marks in any manner that creates the impression that such names and marks belong to or are identified with you or that you are associated with or licensed by Cifer or its affiliates to use such names or marks, and you acknowledge that you have no ownership rights in or to any of these names or marks.

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6. Code of Conduct.

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You agree that you will comply with all applicable laws, including, without limitation, privacy laws, intellectual property laws, anti-spam laws, export control laws, tax laws, and regulatory requirements. You further agree that you will use this Site solely for your personal, non-commercial use and will not attempt to interfere with the functioning of this Site in any way.

While using the Site, you agree not to:

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• Restrict or inhibit any other visitor or member from using the Site, including, without limitation, by means of “hacking” or “cracking” or defacing any portion of the Site;

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• Use the Site for any unlawful purpose;

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• Express or imply that any statements you make are endorsed by us, without our prior written consent;

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• Engage in spamming;

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• Transmit any software or other materials that contain any virus, worm, time bomb, Trojan horse, or other harmful or disruptive component;

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• Modify, adapt, sublicense, translate, sell, reverse engineer, decompile or disassemble any portion of any of the Site;

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• Remove any copyright, trademark, or other proprietary rights notices contained in the Site;

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• “Frame” or “mirror” any part of the Site without our prior written authorization;

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• Use any robot, spider, site search/retrieval application, or other manual or automatic device or process to retrieve, index, “data mine,” or in any way reproduce or circumvent the navigational structure or presentation of the Site or its Content; or

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• Harvest or collect information about visitors to or members of the Site without their express consent.

 

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7. Disclaimers of Warranties and Limitations on Liability.

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You agree that your access to and use of the site and the content available through the site is on an “as-is”, “as available” basis. Cifer strategies, and its subsidiaries, affiliates, equity holders, directors, managers, officers, employees, agents, information providers and contributors and licensors, specifically disclaim any representation or warranty, express or implied, including, without limitation, any representation or warranty of merchantability, non-infringement or fitness for a particular purpose. Without limiting the foregoing, the Cifer parties do not warrant that the content is accurate, reliable or correct; that the site will meet your requirements; that the site will be available at any particular time or location, uninterrupted or secure; that any defects or errors will be corrected; or that the site is free of viruses or other harmful components. Your use of the site is entirely at your own risk.

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You acknowledge that the Cifer parties will not be liable (jointly or severally) to you or any other person as a result of your access or use of the site for indirect, consequential, special, incidental, punitive, or exemplary damages, including, without limitation, lost profits, lost savings and lost revenues (collectively, the “excluded damages”), whether or not characterised in negligence, tort, contract, or other theory of liability, even if any of Cifer parties have been advised of the possibility of or could have foreseen any of the excluded damages, and irrespective of any failure of an essential purpose of a limited remedy. The foregoing limitation of liability shall apply to the fullest extent permitted by law in the applicable jurisdiction.

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8. Indemnification.

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You agree to indemnify, defend and hold the Cifer Parties harmless from and against any and all claims, damages, losses, costs (including reasonable attorneys’ fees), or other expenses that arise directly or indirectly out of or from your violation of these Terms of Use or your use of the Site. Nothing in these Terms of Use shall affect any non-waivable statutory rights that apply to you.

 

9. General.

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These Terms of Use contain the final and entire agreement between you and Cifer regarding your use of the Site and supersede all previous and contemporaneous verbal or written negotiations, understandings, or agreements regarding your use of the Site. Cifer may discontinue or change the Site, or it's availability to you, at any time. These Terms of Use are personal to you, which means that you may not assign your rights or obligations under these Terms of Use to anyone. If any provision of these Terms of Use are deemed invalid by a court of competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms of Use, which shall remain in full force and effect. No waiver of any term of these Terms of Use shall be deemed a further or continuing waiver of such term or any other term, and our failure to assert any right or provision under these Terms of Use shall not constitute a waiver of such right or provision.

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12. Changes to Terms of Use.

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We may change these Terms of Use at any time and without prior notice to you. If we do this, we will post the revised Terms of Use on this page and indicate at the top of the page the date these Terms of Use were last revised. Your use of the Site after changes are made to these Terms of Use means that you agree to be bound by such changes. As our business evolves, these Terms of Use may change accordingly. You should check the Site frequently to see recent changes.